What Can You Expect From the Home-Buying Process
At Primary Capital Mortgage, we like to think that we make the complex
things simple, the scary things reasonable. We see the big-picture
process lining up like this:
It may take some time, but before you apply, track down the relevant
paperwork. This will facilitate the loan application process immensely.
This worksheet helps balance your current income and debt with the
costs associated with a home.
You need to be realistic with your expectations. Make sure the homes
you're looking at are within your loan price range. Prequalification
uses your budget worksheet and cash on hand for a downpayment to
offer an idea of what you can realistically afford.
This is the fun part. Having run the numbers, start attending those open houses or find an area realtor!
After you've found your perfect perch, we'll work with you to secure the financing to make it yours.
It all leads to this. Here's where the papers are signed, the fees
are paid, the funding is settled. And best of all, you get the front-door key.